0000882377-05-002525 Sample Contracts

CITIGROUP MORTGAGE LOAN TRUST INC.
Pooling and Servicing Agreement • September 13th, 2005 • Citigroup Mortgage Loan Trust Inc. 2005-4 • Asset-backed securities • New York

This Pooling and Servicing Agreement, is dated and effective as of August 1, 2005, among CITIGROUP MORTGAGE LOAN TRUST INC., as Depositor, CITIMORTGAGE, INC., as Master Servicer and Trust Administrator, CITIBANK, N.A. as Paying Agent, Certificate Registrar and Authenticating Agent and U.S. BANK NATIONAL ASSOCIATION, as Trustee.

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