AGREEMENT OF MERGER DATED AS OF OCTOBER 24, 2007 among PREMIER FINANCIAL BANCORP, INC. and CITIZENS FIRST BANK, INC. and CFB INTERIM BANK, INC.Merger Agreement • October 25th, 2007 • Premier Financial Bancorp Inc • State commercial banks • West Virginia
THIS AGREEMENT OF MERGER (hereinafter sometimes referred to as the "Agreement"), made and entered into as of the 24th day of October, 2007, by and between PREMIER FINANCIAL BANCORP INC. ("Premier") and CITIZENS FIRST BANK, INC. ("Bank"), and its directors, or a majority of them;
