0000887919-13-000017 Sample Contracts

CHANGE IN TERMS AGREEMENT
Change in Terms Agreement • April 30th, 2013 • Premier Financial Bancorp Inc • State commercial banks

Principal Loan Date Maturity Loan No Call / Coll Account Officer Initials $7,222,290.97 04-24-2013 04-30-2020 25915746 EJD References in the boxes above are for Lender’s use only and do not limit the applicability of this document to any particular loan or item. Any item above containing “ * * * “ has been omitted due to text length limitations

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CHANGE IN TERMS AGREEMENT
Change in Terms Agreement • April 30th, 2013 • Premier Financial Bancorp Inc • State commercial banks

Principal Loan Date Maturity Loan No Call / Coll Account Officer Initials $3,000,000.00 04-24-2013 06-30-2016 260024914 EJD References in the boxes above are for Lender’s use only and do not limit the applicability of this document to any particular loan or item. Any item above containing “ * * * “ has been omitted due to text length limitations

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