EXHIBIT 2.1 April 18, 1997 Mr. Donald E. Hernley President HCX, Inc. 600 New Hampshire Avenue, NW Suite 1250 Washington, D.C. 20037 Dear Mr. Hernley: The purpose of this letter agreement (the "Agreement") is to document the parties' definitive...Letter Agreement • May 5th, 1997 • American Claims Evaluation Inc • Insurance agents, brokers & service • New York
