Sincerely, AGREED: /s/ JEFF DOUTHWAITE --------------------------------- /s/ CLIFFORD M. JOHNSTON Jeff Douthwaite dba Marketart ------------------------ Clifford M. Johnston DATE: 3/26/97 Consultant --------------------------------- 3 PROMISSORY NOTE...Settlement Agreement • February 3rd, 1998 • Pan Environmental Corp • Retail-miscellaneous retail
1 EXHIBIT 10.4 [VALHALLA FINANCIAL GROUP, L.L.C. LETTERHEAD] December 1, 1997 Stephen M. Roake PAN Environmental Corporation Stephen M. Roake, I.R.A. c/o Jerry Cornwell 10650 Riviera Place NE 19239 Aurora Avenue North Seattle, WA 98125 Shoreline, WA...Settlement and Option Agreement • February 3rd, 1998 • Pan Environmental Corp • Retail-miscellaneous retail
