Exhibit 4.2 FIRST ROBINSON FINANCIAL CORPORATION 1998 STOCK OPTION AND INCENTIVE PLAN NON-QUALIFIED STOCK OPTION AGREEMENT NQSO NO. This option is granted on July 29, 1998 (the "Grant Date") by First Robinson Financial Corporation (the "Corporation")...Non-Qualified Stock Option Agreement • August 5th, 1998 • First Robinson Financial Corp • Savings institution, federally chartered
