EXHIBIT 10.20 LOAN MODIFICATION AGREEMENT This Loan Modification Agreement is entered into as of January 9, 2002 by and between Packeteer, Inc. ("Borrower") and Silicon Valley Bank ("Bank"). 1. DESCRIPTION OF EXISTING INDEBTEDNESS: Among other...Loan Modification Agreement • March 22nd, 2002 • Packeteer Inc • Services-computer integrated systems design
