1 EXHIBIT 99.3 CREDIT MANAGEMENT SOLUTIONS, INC. STOCK OPTION AGREEMENT RECITALS A. The Board has adopted the Plan for the purpose of retaining the services of selected Employees, non-employee members of the Board or of the board of directors of any...Stock Option Agreement • October 3rd, 1997 • Credit Management Solutions Inc • Services-computer programming services • Maryland
ADDENDUM TO STOCK OPTION AGREEMENTStock Option Agreement • October 3rd, 1997 • Credit Management Solutions Inc • Services-computer programming services
ADDENDUM TO STOCK ISSUANCE AGREEMENTStock Issuance Agreement • October 3rd, 1997 • Credit Management Solutions Inc • Services-computer programming services
1 EXHIBIT 99.9 CREDIT MANAGEMENT SOLUTIONS, INC. AUTOMATIC STOCK OPTION AGREEMENT RECITALS A. Credit Management Solutions, Inc. has implemented an automatic option grant program under the Corporation's 1997 Stock Incentive Plan pursuant to which...Automatic Stock Option Agreement • October 3rd, 1997 • Credit Management Solutions Inc • Services-computer programming services • Maryland
1 EXHIBIT 99.12 CREDIT MANAGEMENT SOLUTIONS, INC. DIRECTOR FEE STOCK OPTION AGREEMENT RECITALS A. The Corporation has implemented a special director fee stock option program under the Plan pursuant to which non-employee Board members may, by prior...Director Fee Stock Option Agreement • October 3rd, 1997 • Credit Management Solutions Inc • Services-computer programming services • Maryland
