1 EXHIBIT 10.12 LOAN AND SECURITY AGREEMENT This Loan and Security Agreement (this "Agreement") is made as of this January 29, 1998 by and between West Coast Bancorp, a California corporation (the "Borrower") and Pacific Advisors, Inc. ("Lender")....Loan and Security Agreement • March 30th, 2000 • West Coast Bancorp /New/Or/ • State commercial banks • California
