0000892569-08-000978 Sample Contracts

Pacific Life Insurance Company, 45 Enterprise Drive, Aliso Viejo, CA 92656
Life Insurance Policy • July 9th, 2008 • Pacific Select Exec Separate Acct Pacific Life Ins

READ YOUR POLICY CAREFULLY. This is a legal contract between you, the Owner, and us, Pacific Life Insurance Company, a stock insurance company. We agree to pay the benefits of this policy according to its provisions. The consideration for this policy is the application for it, a copy of which is attached, and payment of the initial and subsequent premiums.

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PARTICIPATION AGREEMENT With PACIFIC LIFE INSURANCE COMPANY AND PACIFIC LIFE & ANNUITY COMPANY
Participation Agreement • July 9th, 2008 • Pacific Select Exec Separate Acct Pacific Life Ins • Maryland

THIS AGREEMENT, made and entered into this 8th day of January 2003, by and among M Fund, Inc., a corporation organized and existing under the laws of the State of Maryland (the “Fund”), M Financial Investment Advisers, Inc., a corporation organized and existing under the laws of the State of Colorado (the “Adviser”), M Holdings Securities, Inc., a corporation organized and existing under the laws of the State of Oregon (the “Distributor”), M Life Insurance Company, a life insurance company organized and existing under the laws of the State of California, Pacific Life Insurance Company, a life insurance company organized and existing under the laws of the State of California (“Pacific Life”); on its own behalf and on behalf of each separate account of Pacific Life identified herein, and Pacific Life & Annuity Company, a life insurance company organized and existing under the laws of the State of Arizona (“PL&A” and together with Pacific Life, “Companies” or each separately as “Company”)

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