EXHIBIT 1 AGREEMENT AND PLAN OF MERGERMerger Agreement • October 18th, 1999 • Centris Group Inc • Surety insurance • Delaware
EXHIBIT 3 STOCK OPTION AGREEMENT This STOCK OPTION AGREEMENT (the "Agreement") made and entered into this 11th day of October, 1999 by and between HCC INSURANCE HOLDINGS, INC. ("Parent"), a Delaware corporation, and THE CENTRIS GROUP, INC. (the...Stock Option Agreement • October 18th, 1999 • Centris Group Inc • Surety insurance • Delaware
PRIVATE AND CONFIDENTIAL ------------------------ Stephen L. Way Chairman & Chief Executive Officer HCC Insurance Holdings, Inc. 13403 Northwest Freeway Houston, TX 77040-6094 RE: CONFIDENTIALITY AGREEMENT Dear Stephen: In connection with your...Confidentiality Agreement • October 18th, 1999 • Centris Group Inc • Surety insurance
LOGO] [THE CENTRIS GROUP] October 18, 1999 To Our Shareholders: On behalf of the Board of Directors of The Centris Group, Inc. (the "Company"), I am pleased to inform you that on October 11, 1999 the Company entered into an Agreement and Plan of...Merger Agreement • October 18th, 1999 • Centris Group Inc • Surety insurance
RECITALSConsulting Agreement • October 18th, 1999 • Centris Group Inc • Surety insurance • California
ARTICLE 1 STOCK OPTIONShareholder Option Agreement • October 18th, 1999 • Centris Group Inc • Surety insurance • Delaware
