0000893220-03-000638 Sample Contracts

MID OCEAN LOGO] LETTER OF INTENT between XL MID OCEAN REINSURANCE LTD and ANNUITY AND LIFE REASSURANCE, LTD.
Letter of Intent • April 16th, 2003 • Annuity & Life Re Holdings LTD • Life insurance

Retrocession of portions of the business reinsured to XL Mid Ocean Reinsurance Ltd ("XLMO") from Old Mutual Life Assurance Company Ltd. ("Old Mutual") under agreement number LT00023A99.

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