SECOND AMENDED AND RESTATED RIGHTS AGREEMENT Dated as of January 19, 2005Rights Agreement • January 24th, 2005 • Sovereign Bancorp Inc • Savings institution, federally chartered • New York
Contract Type FiledJanuary 24th, 2005 Company Industry JurisdictionSECOND AMENDED AND RESTATED RIGHTS AGREEMENT, dated as of January 19, 2005 (this “Agreement”), between SOVEREIGN BANCORP, INC., a Pennsylvania business corporation (the “Company”), and MELLON INVESTOR SERVICES LLC, a New Jersey limited liability company (the “Rights Agent”).