0000893220-05-002733 Sample Contracts

AMENDMENT TO INVESTMENT AGREEMENT
Investment Agreement • November 23rd, 2005 • Sovereign Bancorp Inc • Savings institution, federally chartered

This AMENDMENT (this “Amendment”) to the Investment Agreement (the “Agreement”) dated as of October 24, 2005 between Banco Santander Central Hispano, S.A., a Spanish sociedad anónima (“Buyer”), and Sovereign Bancorp, Inc., a Pennsylvania corporation (the “Company”), is made as of November 22, 2005, between Buyer and the Company.

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