0000893220-09-000546 Sample Contracts

DIRECTOR’S COMPENSATION AGREEMENT
Director’s Compensation Agreement • March 13th, 2009 • Juniata Valley Financial Corp • State commercial banks • Pennsylvania

This Agreement is entered into this first day of January, 1992, between JUNIATA VALLEY BANK, P.O. Box 66, Mifflintown, Pennsylvania 17059 (herein referred to as the “Bank”) and RONALD WITHERITE, Box 161BB, Road #1, Reedsville, Pennsylvania 17084 (herein referred to as the “Director”).

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DIRECTOR’S COMPENSATION AGREEMENT
Director’s Deferred Compensation Agreement • March 13th, 2009 • Juniata Valley Financial Corp • State commercial banks • Pennsylvania

This Agreement is entered into this first day of January, 1986, between THE JUNIATA VALLEY BANK, P.O. Box 66, Mifflintown, Pennsylvania 17059 (herein referred to as the “Bank”) and A. JEROME COOK, 311 Orange St., Mifflintown, Pennsylvania 17059 (herein referred to as the “Director”).

DIRECTORS SUPPLEMENT LIFE INSURANCE/SPLIT DOLLAR PLAN THE JUNIATA VALLEY BANK DIRECTOR SPLIT DOLLAR AGREEMENT
Director Split Dollar Agreement • March 13th, 2009 • Juniata Valley Financial Corp • State commercial banks • Pennsylvania

THIS AGREEMENT is made and entered into this day of , 2001, by and between THE JUNIATA VALLEY BANK, a state-chartered commercial bank located in Mifflintown, Pennsylvania (the “Bank”), and (the “Director”), intending to be legally bound hereby.

DIRECTOR’S COMPENSATION AGREEMENT
Director’s Compensation Agreement • March 13th, 2009 • Juniata Valley Financial Corp • State commercial banks • Pennsylvania

This Agreement is entered into this first day of January 1982, between THE JUNIATA VALLEY BANK, P.O. Box 66, Mifflintown, Pennsylvania 17059 (herein referred to as the “Bank”) and A. JEROME COOK, RD. #1, Port Royal, Pennsylvania 17082 (herein referred to as the “Director”).

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