EXHIBIT 14 ADDENDUM TO LOAN AGREEMENT This Addendum to the Loan Agreement (the "Addendum") is made and entered into on December 31, 2001 among Israel Bank Discount Ltd. (the "Bank"), Trefoil Gilat Investors, L.P. (the "Borrower") and Shamrock Holdings...Loan Agreement • January 4th, 2002 • Shamrock Holdings of California Inc
