EXHIBIT 2 SOUTH UMPQUA BANK/ UMPQUA HOLDINGS CORPORATION PLAN OF EXCHANGE This Plan of Exchange (the "Plan") is entered into by and between South Umpqua Bank (the "Bank") and Umpqua Holdings Corporation (the "Company") as of November 9, 1998, for the...Umpqua Holdings Corp • March 19th, 1999 • Oregon
