EXHIBIT 2.1 BUSINESS COMBINATION AGREEMENT THIS BUSINESS COMBINATION AGREEMENT (the "Agreement"), made and entered into February 7, 2002 but effective on the 1st day of January, 2002 by and among WHY USA Financial Group, Inc., a Nevada corporation...Business Combination Agreement • February 22nd, 2002 • Why Usa Financial Group Inc • Real estate dealers (for their own account) • Minnesota
