Exhibit 10.1 [GRAPHIC OMITTED] NORWEST BANK MINNESOTA, TERM LOAN AND NATIONAL ASSOCIATION CREDIT AGREEMENT ================================================== ============================== This Term Loan and Credit Agreement (the "Agreement") dated as...Term Loan and Credit Agreement • February 10th, 1997 • Barbers Hairstyling for Men & Women Inc • Wholesale-drugs, proprietaries & druggists' sundries • Minnesota
Exhibit 10.5 [GRAPHIC OMITTED] NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION ARBITRATION AGREEMENT ========================================================= ======================= Norwest Bank Minnesota, The Barbers, Hairstyling for Men & Women, Inc....Arbitration Agreement • February 10th, 1997 • Barbers Hairstyling for Men & Women Inc • Wholesale-drugs, proprietaries & druggists' sundries • Minnesota
