EXHIBIT 4.3 TRUST AGREEMENT This TRUST AGREEMENT, dated as of November 3, 2000 (this "Trust Agreement"), among Downey Financial Corp., a Delaware corporation (the "Depositor"), (ii) Wilmington Trust Company a Delaware banking corporation, as trustee...Trust Agreement • November 21st, 2000 • Downey Financial Capital Trust Iii • Savings institution, federally chartered • Delaware
FORM T-1Trust Indenture • November 21st, 2000 • Downey Financial Capital Trust Iii • Savings institution, federally chartered
EXHIBIT 4.9 AMENDED AND RESTATED TRUST AGREEMENTTrust Agreement • November 21st, 2000 • Downey Financial Capital Trust Iii • Savings institution, federally chartered • Delaware
EXHIBIT 4.6 CAPITAL SECURITIES GUARANTEE AGREEMENTCapital Securities Guarantee Agreement • November 21st, 2000 • Downey Financial Capital Trust Iii • Savings institution, federally chartered • New York
