0000898430-97-005247 Sample Contracts

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AGREEMENT ---------
Voting Trust Agreement • December 11th, 1997 • Headlands Mortgage Co • Mortgage bankers & loan correspondents
Agreement ---------
Tax Indemnification Agreement • December 11th, 1997 • Headlands Mortgage Co • Mortgage bankers & loan correspondents • California
HEADLANDS(R) MORTGAGE COMPANY INCORPORATED UNDER THE LAWS OF THE STATE OF CALIFORNIA
Headlands Mortgage Co • December 11th, 1997 • Mortgage bankers & loan correspondents

transferable on the books of the Corporation by the holder hereof in person or by duly authorized attorney upon surrender of this Certificate properly endorsed. This Certificate is not valid until countersigned and registered by the Transfer Agent and Registrar. This Certificate and the shares represented are issued and shall be held subject to all the provisions of the Articles of Incorporation and the Bylaws of the Corporation and any amendments thereto, to all of which the holder of this Certificate, by acceptance hereof, assents. See reverse hereof for a statement regarding the rights, preferences, privileges and restrictions granted to or imposed upon the respective classes or series of shares of stock of the Corporation

RECITALS
Mortgage Loan Warehousing Agreement • December 11th, 1997 • Headlands Mortgage Co • Mortgage bankers & loan correspondents • California
RECITALS
Servicing Secured Credit Agreement • December 11th, 1997 • Headlands Mortgage Co • Mortgage bankers & loan correspondents • California
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