0000898432-11-000618 Sample Contracts

UNDERWRITING AGREEMENT
Underwriting Agreement • April 28th, 2011 • First Investors Life Level Premium Variable Lif Ins Sep Ac B • New York

This underwriting agreement (“Agreement”) is effective as of January 19, 2011 by and among FIRST INVESTORS LIFE INSURANCE COMPANY (hereinafter referred to as "FIL"); FIRST INVESTORS LIFE LEVEL PREMIUM VARIABLE LIFE INSURANCE (SEPARATE ACCOUNT B) (hereinafter referred to as "Separate Account B"), which is registered as a unit investment trust under the Investment Company Act of 1940, as amended, and FIRST INVESTORS CORPORATION (hereinafter referred to as the "Underwriter"). This Agreement replaces and supersedes all previous underwriting agreements executed among the parties referred to herein.

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Contract
Automatic Yrt Reinsurance Agreement • April 28th, 2011 • First Investors Life Level Premium Variable Lif Ins Sep Ac B • New York

Amendment No. 5 to Automatic YRT Reinsurance Agreement No.166817US-05 (previously referred to as #0826001) effective October 1, 2005, between FIRST INVESTORS LIFE INSURANCE COMPANY (“the Company”) of New York, New York and SWISS RE LIFE & HEALTH AMERICA INC. of Hartford, Connecticut (“the Reinsurer”).

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