EXHIBIT 1 350,000 Shares GUARANTY BANCSHARES, INC. Common Stock UNDERWRITING AGREEMENT May __, 1998 HOEFER & ARNETT INCORPORATED 353 Sacramento Street, 10th Floor San Francisco, California 94111 Ladies and Gentlemen: Guaranty Bancshares, Inc., a Texas...Underwriting Agreement • May 6th, 1998 • Guaranty Bancshares Inc /Tx/ • State commercial banks • Texas
