0000899681-03-000187 Sample Contracts

INDENTURE DATED AS OF FEBRUARY 28, 2003 HOME EQUITY LOAN-BACKED NOTES HOME EQUITY LOAN-BACKED VARIABLE FUNDING NOTES HOME EQUITY LOAN-BACKED SUBORDINATE NOTES
Indenture • April 21st, 2003 • Bear Stearns Asset Backed Securities Inc • Asset-backed securities • New York

This INDENTURE, dated as of February 28, 2003, is between Irwin Whole Loan Home Equity Trust 2003-B, a Delaware statutory trust, as issuer (the “Issuer”), and Wells Fargo Bank Minnesota, National Association, as trustee (the “Indenture Trustee”).

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BEAR STEARNS ASSET BACKED SECURITIES, INC., as Depositor, and WILMINGTON TRUST COMPANY, as Owner Trustee TRUST AGREEMENT Dated as of February 28, 2003 Home Equity Loan-Backed Certificates, Series 2003-B
Trust Agreement • April 21st, 2003 • Bear Stearns Asset Backed Securities Inc • Asset-backed securities • Delaware

This Trust Agreement, dated as of February 28, 2003 (as amended from time to time, the "Agreement"), is between Bear Stearns Asset Backed Securities, Inc., a Delaware corporation, as Depositor (the "Depositor"), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the "Owner Trustee").

MORTGAGE LOAN PURCHASE AND SERVICING AGREEMENT BEAR STEARNS ASSET BACKED SECURITIES, INC. PURCHASER and IRWIN UNION BANK AND TRUST COMPANY SELLER Dated as of March 11, 2003
Mortgage Loan Purchase and Servicing Agreement • April 21st, 2003 • Bear Stearns Asset Backed Securities Inc • Asset-backed securities • New York

This Mortgage Loan Purchase and Servicing Agreement, dated as of March 11, 2003, is by and between Bear Stearns Asset Backed Securities, Inc., its successors and assigns (the "Purchaser"), and Irwin Union Bank and Trust Company, an Indiana banking corporation and its successors (the "Seller").

BEAR STEARNS ASSET BACKED SECURITIES, INC., as Depositor, IRWIN UNION BANK AND TRUST COMPANY, as Master Servicer, IRWIN WHOLE LOAN HOME EQUITY TRUST 2003-B, as Issuer, and WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION as Indenture Trustee SALE AND...
Sale and Servicing Agreement • April 21st, 2003 • Bear Stearns Asset Backed Securities Inc • Asset-backed securities • New York

This SALE AND SERVICING AGREEMENT (the "Agreement"), dated as of February 28, 2003, is among Bear Stearns Asset Backed Securities, Inc., as depositor (the "Depositor"), Irwin Union Bank and Trust Company, as master servicer (the "Master Servicer"), Irwin Whole Loan Home Equity Trust 2003-B, as issuer (the "Issuer") and Wells Fargo Bank Minnesota, National Association, as indenture trustee (the "Indenture Trustee").

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