0000899681-04-000371 Sample Contracts

BEAR STEARNS ASSET BACKED SECURITIES, INC., Depositor EMC MORTGAGE CORPORATION, Seller and Master Servicer LASALLE BANK NATIONAL ASSOCIATION, Trustee
Pooling and Servicing Agreement • April 30th, 2004 • Bear Stearns Asset Backed Sec Inc Series 2004 1 • Asset-backed securities • New York

Exhibit A-1 Exhibit A-2 Exhibit A-3 Exhibit A-4 Exhibit A-5 Exhibit A-6 Exhibit A-7 Exhibit A-8 Exhibit A-9 Exhibit A-10 Exhibit A-11 Exhibit A-12 Exhibit B Exhibit C-1 Exhibit C-2 Exhibit C-3 Exhibit D Exhibit E Exhibit F Exhibit G Exhibit H Exhibit I Exhibit J Form of Class A-IO Certificates Form of Class A-1 Certificates Form of Class A-2 Certificates Form of Class M-1 Certificates Form of Class M-2 Certificates Form of Class M-3 Certificates Form of Class B-1 Certificates Form of Class B-2 Certificates Form of Class B-IO Certificates Form of Class R-1 Certificates Form of Class R-2 Certificates Form of Class R-3 Certificates Mortgage Loan Schedule Initial Certification of Trustee Interim Certification of Trustee Final Certification of Trustee Form of Transfer Affidavit Form of Transferor Certificate Form of Investment Letter (Non-Rule 144A) Form of Rule 144A Investment Letter Form of Request for Release DTC Letter of Representations Sched

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228,372,150 ASSET-BACKED CERTIFICATES, SERIES 2004-1 UNDERWRITING AGREEMENT
Underwriting Agreement • April 30th, 2004 • Bear Stearns Asset Backed Sec Inc Series 2004 1 • Asset-backed securities • New York

BANC OF AMERICA SECURITIES LLC NC1-027-21-04 214 North Tyron Street Charlotte, NC 28255 BEAR, STEARNS & CO. INC. 383 Madison Avenue New York, New York 10179 Ladies and Gentlemen:

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