0000899681-05-000682 Sample Contracts

STRUCTURED ASSET MORTGAGE INVESTMENTS II TRUST 2005-F2 Pass-Through Certificates, Series 2005-F2 TERMS AGREEMENT
Terms Agreement • November 3rd, 2005 • Structured Asset Mortgage Investments II Trust 2005-F2 • Asset-backed securities
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BEAR, STEARNS & CO. INC. and STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
Purchase Agreement • November 3rd, 2005 • Structured Asset Mortgage Investments II Trust 2005-F2 • Asset-backed securities • New York

This PURCHASE AGREEMENT, dated as of October 26, 2005, as amended and supplemented by any and all amendments hereto (collectively, the "Agreement"), is by and between BEAR, STEARNS & CO. INC., a Delaware corporation (the "Seller"), and STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., a Delaware corporation (the "Purchaser").

STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., Depositor and U.S. BANK NATIONAL ASSOCIATION, Trustee
Pooling Agreement • November 3rd, 2005 • Structured Asset Mortgage Investments II Trust 2005-F2 • Asset-backed securities • New York

POOLING AGREEMENT, dated as of October 28, 2005, by and between STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., as depositor (the "Depositor"), and U.S. Bank National Association, as trustee (the "Trustee").

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