0000899797-03-000029 Sample Contracts

BUSINESS LOAN AGREEMENT
Business Loan Agreement • January 30th, 2003 • Ideal Accents Inc • Wholesale-motor vehicle supplies & new parts

THIS BUSINESS LOAN AGREEMENT dated November 26, 2001, is made and executed between IDEAL ACCENTS, INC. - TAYLOR ("Borrower") and Charter Bank ("Lender") on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement ("Loan)". Borrower understands and agrees that: (A) In granting, renewing, or extending any Loan, Lender is relying upon Borrower's representations, warranties, and agreements as set forth in this Agreement, and (B) all such Loans shall be and remain subject to the terms and conditions of this Agreement.

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BUSINESS LOAN AGREEMENT
Loan Agreement • January 30th, 2003 • Ideal Accents Inc • Wholesale-motor vehicle supplies & new parts • Michigan

THIS BUSINESS LOAN AGREEMENT dated November 15, 2001, is made and executed between IDEAL ACCENTS, INC. - TAYLOR ("Borrower") and Citizens Bank ("Lender") on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement ("Loan"). Borrower understands and agrees that: (A) In granting, renewing, or extending any Loan, Lender is relying upon Borrower's representations, warranties, and agreements as set forth in this Agreement, and (B) all such Loans shall be and remain subject to the terms and conditions of this Agreement.

Demand Loan Financing Agreement
Financing Agreement • January 30th, 2003 • Ideal Accents Inc • Wholesale-motor vehicle supplies & new parts

This Demand Loan Financing Agreement cancels and supercedes any and all previous Demand Loan Financing Agreements. We agree that the Loans will be subject to the Terms and Conditions on the reverse, which are incorporated into and form part of this Agreement. We expressly acknowledge that the Loans will be and remain repayable upon your demand at any time and that you may cancel any undrawn portion of the Loans at any time without prior notice.

EXCHANGEABLE SHARE SUPPORT AGREEMENT
Exchangeable Share Support Agreement • January 30th, 2003 • Ideal Accents Inc • Wholesale-motor vehicle supplies & new parts • Ontario

IDEAL ACCENTS (NOVA SCOTIA) COMPANY, an unlimited liability company existing under the laws of the Province of Nova Scotia

ESCROW AGREEMENT
Escrow Agreement • January 30th, 2003 • Ideal Accents Inc • Wholesale-motor vehicle supplies & new parts • Ontario

IDEAL ACCENTS HOLDINGS INC., a wholly owned subsidiary of Ideal, incorporated under the laws of the Province of Ontario, Canada (hereinafter referred to as "Holdings")

REAL ESTATE LEASE
Real Estate Lease • January 30th, 2003 • Ideal Accents Inc • Wholesale-motor vehicle supplies & new parts • Michigan

This Lease Agreement (this "Lease") is made effective as of November 1, 1999, by and between East Washington Partnership ("Landlord"), and Ideal Accents, Inc. ("Tenant"). The parties agree as follows:

DETROIT BOARD OF REALTORS® BUSINESS PROPERTY LEASE FORM 113-A
Ideal Accents Inc • January 30th, 2003 • Wholesale-motor vehicle supplies & new parts

Description (2) WITNESSETH: The Landlord, in consideration of the rents to be paid and the covenants and agreements to be performed by the Tenant, (does hereby lease unto the Tenant the following described premises situated in the City of Romulus, County of Wayne, Michigan to wit: a multi-tenant unit of approximately 8,078 sq. ft. of a heavy industrial building of approximately 18,868 (43%), together with ingress, egress and parking for vehicles in common and said unit being commonly known as 15423 Oakwood, Suite "A:, Romulus, Michigan 48174.

DEMAND LOAN FINANCING AGREEMENT
Demand Loan Financing Agreement • January 30th, 2003 • Ideal Accents Inc • Wholesale-motor vehicle supplies & new parts • Quebec

This Demand Loan Financing Agreement cancels and supercedes any and all Previous Demand Loan Financing Agreements. We agree that Loans will be subject to the Terms and Conditions attached, which are incorporated into and form part of this Agreement. We expressly acknowledge that the Loans will be and remain repayable upon your demand at any time and that you may cancel any undrawn portion of the Loans at any time without prior notice.

US SHARE EXCHANGE AGREEMENT
Us Share Exchange Agreement • January 30th, 2003 • Ideal Accents Inc • Wholesale-motor vehicle supplies & new parts • New York

This Share Exchange Agreement ("Agreement") is made and entered into on the 13th day of December 2001, by and among Ideal Accents, Inc., a Florida corporation, as buyer ("Ideal"); Ideal Accents, Inc., Ideal Accents Inc. (Ann Arbor), Ideal Accents Inc. (Taylor) and TOE Inc., all Michigan corporations, as the acquired companies (the "Companies"); and the shareholders of the Companies set forth on the signature pages hereto (the "Shareholders").

AMENDMENT AGREEMENT
Amendment Agreement • January 30th, 2003 • Ideal Accents Inc • Wholesale-motor vehicle supplies & new parts

This Amending Agreement is made this 4th day of December 2002 and amends the Asset Purchase Agreement dated the 11th day of June 2002 between Ideal Accents Inc., a Florida corporation (the Purchaser) and Auto Conversions Inc, a Michigan corporation (the Seller) and Michael Patten, the sole shareholder of the Seller (the Shareholder) and the Schedules and Exhibits thereto (the Agreement).

BUSINESS PROPERTY LEASE
Ideal Accents Inc • January 30th, 2003 • Wholesale-motor vehicle supplies & new parts
ASSET PURCHASE AGREEMENT
Asset Purchase Agreement • January 30th, 2003 • Ideal Accents Inc • Wholesale-motor vehicle supplies & new parts • Michigan

THIS AGREEMENT (the "Agreement") is made as of the.11 day of April 2002, by and among Ideal Accents, Inc., a Florida corporation, with its principal place of business at 10200 West Eight Mile, Ferndale, Michigan 48220 (the "Purchaser") and Auto Conversions Inc., a Michigan corporation, with its principal place of business at 20050 Be1laire Avenue, Royal Oak, Michigan 48067 (the "Seller") and Michael Patten, an individual and the sole shareholder of Seller residing at 13517 Yvonne, Warren, MI 48093 (the "Shareholder").

Contract
Ideal Accents Inc • January 30th, 2003 • Wholesale-motor vehicle supplies & new parts

THIS INDENTURE made in duplicate the 11th day of April 1995. IN THE YEAR ONE THOUSAND HUNDRED AND NINETY-FIVE IN PURSUANCE OF THE SHORT FORM OF LEASES ACT.

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