0000905148-04-002920 Sample Contracts

EXHIBIT 99.1 ------------

Pooling and Servicing Agreement • June 24th, 2004 • Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2004-A • Asset-backed securities • New York

• Contract Type
  Pooling and Servicing Agreement
• Filed
  June 24th, 2004
• Company
  Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2004-A
• Industry
  Asset-backed securities
• Jurisdiction
  New York