EXHIBIT 10.40 SPLIT-DOLLAR AGREEMENT THIS AGREEMENT, made as of the 25th day of February 1999 by and between ENTERPRISE BANK & TRUST COMPANY, a Massachusetts corporation (hereinafter referred to as the "Employer"), and George L. Duncan of Lowell,...Split-Dollar Agreement • March 27th, 2000 • Enterprise Bancorp Inc /Ma/ • State commercial banks • Massachusetts
