0000908834-12-000094 Sample Contracts

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Exhibit 10.1(a) AMENDED FINANCE AGREEMENT by and among WELLS FARGO FINANCIAL PREFERRED CAPITAL, INC.,
Finance Agreement • March 9th, 2012 • White River Capital Inc • Personal credit institutions • Iowa
EXPENSE SHARING AGREEMENT
Expense Sharing Agreement • March 9th, 2012 • White River Capital Inc • Personal credit institutions • California

THIS EXPENSE SHARING AGREEMENT is made and entered effective as of the date indicated below (“Agreement”), by and between WHITE RIVER CAPITAL, INC., an Indiana corporation (“WRC”), CASTLE CREEK CAPITAL LLC and CASTLE CREEK ADVISORS LLC, each Delaware limited liability companies (collectively, “Castle Creek”).

SECOND AMENDMENT TO FINANCE AGREEMENT
Finance Agreement • March 9th, 2012 • White River Capital Inc • Personal credit institutions • Iowa

This Second Amendment to Finance Agreement (“Amendment”) is dated as of August 24, 2005, by and between COASTAL CREDIT, L.L.C., a Virginia limited liability company with its principal office located at 3852 Virginia Beach Boulevard, Virginia Beach, Virginia 23452 (the “Borrower”) and WELLS FARGO FINANCIAL PREFERRED CAPITAL, INC., an Iowa corporation with its principal office located at 800 Walnut Street, Des Moines, Iowa 50309 (“WFFPC”).

THIRD AMENDMENT TO FINANCE AGREEMENT
Finance Agreement • March 9th, 2012 • White River Capital Inc • Personal credit institutions • Iowa

This Third Amendment to Finance Agreement (“Amendment”) is dated as of January 2, 2007, by and between COASTAL CREDIT, L.L.C., a Virginia limited liability company with its principal office located at 3852 Virginia Beach Boulevard, Virginia Beach, Virginia 23452 (the “Borrower”) and WELLS FARGO FINANCIAL PREFERRED CAPITAL, INC., an Iowa corporation with its principal office located at 800 Walnut Street, Des Moines, Iowa 50309 (“WFFPC”).

FOURTH AMENDMENT TO FINANCE AGREEMENT
Finance Agreement • March 9th, 2012 • White River Capital Inc • Personal credit institutions • Iowa

This Fourth Amendment to Amended Finance Agreement (“Amendment”) is dated as of November 9, 2011 by and between Coastal Credit, L.L.C., a Virginia limited liability company with its principal office located at 3852 Virginia Beach Boulevard, Virginia Beach, Virginia 23452 (the “Borrower”) and Wells Fargo Preferred Capital, Inc. (“Lender”).

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