0000909518-04-000894 Sample Contracts

EXHIBIT 99.1
Up Agreement • November 15th, 2004 • Specialty Finance Partners • Real estate investment trusts • New York

This Lock-Up Letter Agreement is being delivered to you in connection with the proposed public offering (the "Offering") by Aames Investment Corporation, a Maryland corporation (the "Company") of its Common Stock, par value $0.01 per share, of the Company (the "Common Stock").

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JOINT FILING AGREEMENT
Joint Filing Agreement • November 15th, 2004 • Specialty Finance Partners • Real estate investment trusts
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