0000909567-07-001146 Sample Contracts

INVESTMENT AGREEMENT

Investment Agreement • September 4th, 2007 • Bank of Nova Scotia / • State commercial banks • New York

• Contract Type
  Investment Agreement
• Filed
  September 4th, 2007
• Company
  Bank of Nova Scotia /
• Industry
  State commercial banks
• Jurisdiction
  New York

INVESTMENT AGREEMENT, dated as of February 15, 2007 (this “Agreement”), between The Bank of Nova Scotia, a chartered bank under the Bank Act (Canada) (the “Investor”), and First BanCorp, a Puerto Rico-chartered financial holding company (the “Company”).

STOCKHOLDER AGREEMENT Between The Bank of Nova Scotia and First BanCorp Dated as of August 24, 2007

Stockholder Agreement • September 4th, 2007 • Bank of Nova Scotia / • State commercial banks • New York

• Contract Type
  Stockholder Agreement
• Filed
  September 4th, 2007
• Company
  Bank of Nova Scotia /
• Industry
  State commercial banks
• Jurisdiction
  New York

This Stockholder Agreement (this “Agreement”) is made effective as of August 24, 2007, between First BanCorp, a Puerto Rico-chartered financial holding company (the “Company”), and The Bank of Nova Scotia, a chartered bank under the Bank Act (Canada) (the “Investor”).