0000909567-07-001319 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • November 1st, 2007 • Crum & Forster Holdings Corp • Fire, marine & casualty insurance

This AGREEMENT (“Agreement”) is effective on the 1st day of January 2003, as amended effective January 1, 2005, as further amended and effective June 1, 2007, by and between NIKOLAS ANTONOPOULOS, an individual resident of the State of New Jersey (“Executive”), and FAIRFAX FINANCIAL HOLDINGS LIMITED, a corporation organized under the laws of the Province of Ontario, Canada, (together with its successors and assigns, “Fairfax”) and Fairfax’s indirect, wholly-owned subsidiaries, CRUM & FORSTER HOLDING INC., a corporation organized under the laws of the State of Delaware, (together with its successors and assigns, “C&F”) and CRUM & FORSTER HOLDINGS CORP., a corporation organized under the laws of the State of Delaware (together with its successors and assigns, “Holdings”).

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EMPLOYMENT AGREEMENT
Employment Agreement • November 1st, 2007 • Crum & Forster Holdings Corp • Fire, marine & casualty insurance

This AGREEMENT (“Agreement”) is effective on the 1st day of January 2003, as amended effective January 1, 2005, as further amended and effective June 1, 2007, by and between MARY JANE ROBERTSON, an individual resident of the State of New Jersey (“Executive”), and FAIRFAX FINANCIAL HOLDINGS LIMITED, a corporation organized under the laws of the Province of Ontario, Canada, (together with its successors and assigns, “Fairfax”) and Fairfax’s indirect, wholly-owned subsidiaries, CRUM & FORSTER HOLDING INC., a corporation organized under the laws of the State of Delaware, (together with its successors and assigns, “C&F”) and CRUM & FORSTER HOLDINGS CORP., a corporation organized under the laws of the State of Delaware (together with its successors and assigns, “Holdings”).

EMPLOYMENT AGREEMENT
Employment Agreement • November 1st, 2007 • Crum & Forster Holdings Corp • Fire, marine & casualty insurance

This AGREEMENT (“Agreement”) is effective on the 1st day of January 2005, as amended effective June 1, 2007, by and between Joseph Braunstein, an individual resident of the State of New Jersey (“Executive”), and FAIRFAX FINANCIAL HOLDINGS LIMITED, a corporation organized under the laws of the Province of Ontario, Canada, (together with its successors and assigns, “Fairfax”) and Fairfax’s indirect, wholly-owned subsidiaries, CRUM & FORSTER HOLDING INC., a corporation organized under the laws of the State of Delaware, (together with its successors and assigns, “C&F”) and CRUM & FORSTER HOLDINGS CORP., a corporation organized under the laws of the State of Delaware (together with its successors and assigns, “Holdings”).

FAIRFAX INC. and CRUM & FORSTER HOLDINGS CORP. INTER-COMPANY TAX ALLOCATION AGREEMENT Effective January 1, 2007
Allocation Agreement • November 1st, 2007 • Crum & Forster Holdings Corp • Fire, marine & casualty insurance

WHEREAS, Fairfax Inc., a Wyoming corporation (“Parent”) and Crum & Forster Holdings Corp., a Delaware Corporation (“C&F”), became members of an affiliated tax group filing consolidated tax returns on June 5, 2003;

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