EXHIBIT 10.1 FORM OF JEFFERSON BANCSHARES, INC. ASSUMPTION AGREEMENT FOR THE JEFFERSON FEDERAL SAVINGS AND LOAN ASSOCIATION OF MORRISTOWN 1995 STOCK OPTION PLAN JEFFERSON BANCSHARES, INC. STOCK OPTION ASSUMPTION AGREEMENT OPTIONEE:...Stock Option Assumption Agreement • July 3rd, 2003 • Jefferson Bancshares Inc • Savings institution, federally chartered
