0000910472-05-000058 Sample Contracts

EXPENSE LIMITATION AGREEMENT MERIT ADVISORS INVESTMENT TRUST
Expense Limitation Agreement • March 21st, 2005 • Merit Advisors Investment Trust

This Agreement is made and entered into effective as of _________, 2005, by and between the Merit Tactical Treasury Fund (the "Fund"), a series of shares of the Merit Advisors Investment Trust, a Delaware statutory trust (the "Trust") and Merit Advisors, Inc., an Oklahoma corporation (the "Advisor").

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INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • March 21st, 2005 • Merit Advisors Investment Trust • Delaware

This Investment Sub-advisory Agreement ("Agreement") is made and entered into as of ______________,2005, by and between Merit Advisors, Inc., an Oklahoma corporation ("Advisor") and Avondale Investments, LLC, a Oklahoma limited liability company ("Sub-Advisor").

INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • March 21st, 2005 • Merit Advisors Investment Trust • Delaware

This Agreement is made and entered into effective as of __________2005, by and between the Merit Advisors Investment Trust, a Delaware statutory trust (the "Trust") on behalf of the Merit Tactical Treasury Fund, a series of shares of the Trust (the "Fund"), and Merit Advisors, Inc., an Oklahoma corporation (hereinafter referred to as "Advisor").

ADDENDUM TO SCHEDULE II Merit Tactical Treasury Fund Class A Shares Class C Shares No Load Shares
Custody Agreement • March 21st, 2005 • Merit Advisors Investment Trust
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