SECOND AMENDMENT TO CREDIT AGREEMENTCredit Agreement • May 14th, 2002 • Vesta Insurance Group Inc • Fire, marine & casualty insurance • Alabama
THIS SECOND AMENDMENT TO CREDIT AGREEMENT (this "Amendment") refers to that certain Credit Agreement dated as of March 3, 2000, as amended and restated by that certain Amended and Restated Credit Agreement dated as of May 1, 2001, as modified and supplemented by that certain Waiver dated November 14, 2001, and that certain Waiver dated February 20, 2002 (collectively, the "Credit Agreement"), by and between VESTA INSURANCE GROUP, INC., a Delaware corporation (referred to herein as "Vesta" or the "Borrower"), and FIRST COMMERCIAL BANK, an Alabama banking corporation (the "Lender"). All capitalized terms used herein without definition shall have the same meanings herein as such terms have in the Credit Agreement.
