0000912057-01-524082 Sample Contracts

RECITALS
Escrow Agreement • July 17th, 2001 • Ryan Patrick G • Accident & health insurance • Illinois
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AGREEMENT OF JOINT FILING
Agreement of Joint Filing • July 17th, 2001 • Ryan Patrick G • Accident & health insurance

Pursuant to Rule 13d-1(k)(1)(iii) of Regulation 13D-G of the General Rules and Regulations of the Securities and Exchange Commission under the Securities Exchange Act of 1934, as amended, the undersigned agree that the statement to which this exhibit is attached is filed on behalf of each of them in the capacities set forth below.

RECITALS
Stock Restriction Agreement • July 17th, 2001 • Ryan Patrick G • Accident & health insurance • Illinois
RECITALS:
Irrevocable Stockholders' Voting Agreement and Proxy • July 17th, 2001 • Ryan Patrick G • Accident & health insurance • Illinois
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