0000912057-02-005886 Sample Contracts

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CONSUMER PLEDGE AGREEMENT
Consumer Pledge Agreement • February 14th, 2002 • Irwin Financial Corporation • State commercial banks • Indiana

THIS CONSUMER PLEDGE AGREEMENT dated January 30, 2002, is entered into between Elena Delgado (referred to below as "I") and Irwin Financial Corporation (referred to below as "Lender"). GRANT OF SECURITY INTEREST. To secure the Indebtedness described below (including all obligations under the Note and this Agreement), I grant to Lender a security interest in all of the Property described below. I understand that the following statements set forth my responsibilities, as well as Lender's rights concerning the Property. I agree as follows: PROPERTY DESCRIPTION. The word "Property" as used in this Agreement means all of my property (however owned if more than one), in the possession of Lender (or in the possession of a third party subject to the control of Lender), whether existing now or later and whether tangible or intangible in character, including without limitation each and all of the following: ALL SHARES OF THE COMMON STOCK OF IRWIN HOME EQUITY CORPORATION ("IHE") BENEFICIALLY OWNE

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