0000912057-02-009419 Sample Contracts

LOAN AGREEMENT
Loan Agreement • March 11th, 2002 • Ihop Corp • Patent owners & lessors • Georgia

This Loan Agreement (the “Agreement”) dated as of April 27, 2001, by and between BANK OF AMERICA, N.A., a national banking association (“Bank” or “Lender”), IHOP PROPERTIES, INC., a California corporation (“Borrower”), and International House of Pancakes, Inc., a Delaware corporation, IHOP Corp., a Delaware corporation (“IHOP Parent”), IHOP Realty Corp., a Delaware corporation, and IHOP Restaurants, Inc., a Delaware corporation (collectively, the “Guarantors”).

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Flexible Standardized 401(k) Profit Sharing Plan ADOPTION AGREEMENT
Ihop Corp • March 11th, 2002 • Patent owners & lessors

o Check here if Related Employers may participate in this Plan and attach a Related Employer Participation Agreement for each Related Employer who will participate in this Plan.

EMPLOYMENT AGREEMENT
Employment Agreement • March 11th, 2002 • Ihop Corp • Patent owners & lessors • California

This Employment Agreement (the “Agreement”) is entered into as of the 3rd day of December, 2001 (the “Effective Date”), between IHOP CORP., a Delaware corporation (the “Company”), and Julia Stewart (the “Employee”).

REVOLVING LINE OF CREDIT NOTE
Credit Agreement • March 11th, 2002 • Ihop Corp • Patent owners & lessors • California

FOR VALUE RECEIVED, the undersigned, INTERNATIONAL HOUSE OF PANCAKES, INC., a Delaware corporation (“Borrower”), promises to pay to the order of WELLS FARGO BANK, NATIONAL ASSOCIATION (“Bank”) at its office at Los Angeles RCBO, 333 South Grand Avenue, Third Floor, Los Angeles, California 90071, or at such other place as the holder hereof may designate, in lawful money of the United States of America and in immediately available funds, the principal sum of Twenty-Five Million and No/100 Dollars ($25,000,000.00), or so much thereof as may be advanced and be outstanding, with interest thereon, to be computed on each advance from the date of its disbursement as set forth herein.

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