Exhibit 99.2 TOWN BANKSHARES, LTD. Town Bankshares, Ltd. 1997 Stock Incentive Plan CONVERSION AGREEMENT -------------------- THIS CONVERSION AGREEMENT, made and entered into as of ___________, 2004 (this "Conversion Agreement"), by and between TOWN...Conversion Agreement • October 26th, 2004 • Wintrust Financial Corp • State commercial banks
