0000914121-99-000431 Sample Contracts

JOINT FILING AGREEMENT
Joint Filing Agreement • May 6th, 1999 • 1818 Fund Lp Brown Brothers Harriman Co Long T Michael Et Al

In accordance with Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended, each of the undersigned hereby agrees to the joint filing with all other Reporting Persons (as such term is defined in Amendment No. 1 to Schedule 13D referred to below), on behalf of each of them, of Amendment No. 1 to Schedule 13D (including amendments thereto) with respect to the Common Stock, par value $0.01 per share, of National Auto Finance Company, Inc. and that this Agreement be included as an Exhibit to such joint filing. This Agreement may be executed in any number of counterparts, all of which taken together shall constitute one and the same instrument.

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