0000914317-14-001246 Sample Contracts

M&F BANCORP, INC. and AMERICAN STOCK TRANSFER & TRUST COMPANY, LLC as Rights Agent RIGHTS AGREEMENT Dated as of September 23, 2014 M&F BANCORP, INC. SHAREHOLDER RIGHTS AGREEMENT
Shareholder Rights Agreement • September 23rd, 2014 • M&f Bancorp Inc /Nc/ • State commercial banks • North Carolina

This SHAREHOLDER RIGHTS AGREEMENT, made and entered into as of September 23, 2014 (as amended, restated or otherwise modified from time to time in accordance herewith, this “Agreement”), by and between M&F Bancorp, Inc., a North Carolina corporation (together with its successors, the “Company”), and American Stock Transfer & Trust Company, LLC, a New York limited liability trust company, as Rights Agent (together with its permitted successors in such capacity, the “Rights Agent”).

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