Exhibit 10.l EMPLOYMENT AGREEMENT THIS AGREEMENT, dated and effective this 17th day of August, 1998, between FIRST BANCORP (a North Carolina corporation) (the "Company") and JAMES H. GARNER (the "Employee"). References to the "Company" herein shall be...Employment Agreement • November 16th, 1998 • First Bancorp /Nc/ • State commercial banks • North Carolina
