AMENDMENT NO. 3 TO CREDIT FACILITIES AGREEMENT (THAT WAS EFFECTIVE MARCH 20, 2001) BY AND BETWEEN BANK OF AMERICA, N.A. AS ADMINISTRATIVE AGENT AND A LENDER AND THE OTHER LENDERS SIGNATORY THERETO AND YOUNG INNOVATIONS, INC. AS BORROWERCredit Facilities Agreement • November 22nd, 2002 • Young Innovations Inc • Orthopedic, prosthetic & surgical appliances & supplies • Missouri
