0000915656-05-000040 Sample Contracts

NEWALLIANCE BANK RETENTION AGREEMENT
Retention Agreement • April 15th, 2005 • Newalliance Bancshares Inc • National commercial banks • Connecticut

This Retention Agreement (this “Agreement”) is made and entered into as of the 12th of April 2005, by and between Cornerstone Bancorp, Inc., a Connecticut corporation (“Cornerstone”), Cornerstone Bank, a Connecticut bank and a wholly owned subsidiary of Cornerstone, NewAlliance Bank, a Connecticut savings bank (the “Bank”), and Leigh A. Hardisty (the “Executive”).

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RELEASE, CONSULTING AND NONCOMPETITION AGREEMENT
Release, Consulting and Noncompetition Agreement • April 15th, 2005 • Newalliance Bancshares Inc • National commercial banks • Connecticut

This Release, Consulting and Noncompetition Agreement (this “Agreement”) is entered into as of April 12, 2005, by and between NewAlliance Bancshares, Inc., a Delaware corporation (“NewAlliance”), NewAlliance Bank, a Connecticut savings bank and a wholly-owned subsidiary of NewAlliance (“NewAlliance Bank”), Cornerstone Bancorp, Inc., a Connecticut corporation (“Cornerstone”), Cornerstone Bank, a Connecticut bank and a wholly-owned subsidiary of Cornerstone (“Cornerstone Bank”), and James P. Jakubek (the “Consultant”).

AGREEMENT AND PLAN OF MERGER BY AND AMONG NEWALLIANCE BANCSHARES, INC. AND NEWALLIANCE BANK AND CORNERSTONE BANCORP, INC. AND CORNERSTONE BANK DATED AS OF April 12, 2005
Merger Agreement • April 15th, 2005 • Newalliance Bancshares Inc • National commercial banks • Connecticut

This AGREEMENT AND PLAN OF MERGER (the "Agreement") dated as of April 12, 2005 is by and among NEWALLIANCE BANCSHARES, INC. a Delaware Corporation ("NewAlliance"), NEWALLIANCE BANK, a Connecticut chartered savings bank and wholly owned subsidiary of NewAlliance ("NAB"), CORNERSTONE BANCORP, INC., a Connecticut corporation ("CBI"), and CORNERSTONE BANK, a Connecticut chartered savings bank and wholly-owned subsidiary of CBI ("Cornerstone").

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