CONSULTING AGREEMENT BETWEEN TERRIE G. SPIRO and THE HERITAGE BANK and HERITAGE BANCORP, INC. This Consulting Agreement (hereinafter the "Agreement") is made this 3rd day of May, 1999 by TERRIE G. SPIRO, residing at 105 Follin Lane S.E., Vienna,...Consulting Agreement • August 16th, 1999 • Heritage Bancorp Inc /Va/ • State commercial banks • Virginia
