0000921530-02-000103 Sample Contracts

EXHIBIT A
Joint Filing Agreement • February 13th, 2002 • Apollo Real Estate Investment Fund L P/Ny • Land subdividers & developers (no cemeteries)

The undersigned hereby agree that the Amendment No. 1 to statement on Schedule 13G with respect to the Common Stock of Insignia Financial Group, Inc., dated as of February 12, 2002, is, and any further amendments to such Schedule 13G (including amendments on Schedule 13D) signed by each of the undersigned shall be, filed on behalf of each of us pursuant to and in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended.

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