0000926044-06-000156 Sample Contracts

HURON VALLEY STATE BANK Stock Compensation Plan STOCK OPTION AGREEMENT
Stock Option Agreement • March 24th, 2006 • Clarkston Financial Corp • National commercial banks • Michigan

STOCK OPTION AGREEMENT, made this _____ day of _____________, 200___, between HURON VALLEY STATE BANK (herein called the “Bank”) and __________________________, a director or employee of the Bank (the “Grantee”), pursuant to the Huron Valley State Bank Stock Compensation Plan (herein called the “Plan”).

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CHASE
Credit Agreement • March 24th, 2006 • Clarkston Financial Corp • National commercial banks

This agreement dated as of December 5, 2005, between JPMorgan Chase Bank, N.A. (together with its successors and assigns, the “Bank”), having an office at 120 South La Salle Street, 6th Floor, Chicago, IL 60603-3403, and Clarkston Financial Corporation, a Michigan corporation, whose address is 15 S. Main Street, Clarkston, MI 48346 (whether one or more, and if more than one, individually and collectively, the “Borrower”).

BANK SERVICING AGREEMENT
Bank Servicing Agreement • March 24th, 2006 • Clarkston Financial Corp • National commercial banks • Michigan

THIS AGREEMENT, made this 29th day of April, 2005, by and between CLARKSTON FINANCIAL CORPORATION, a Michigan Corporation, hereinafter referred to as “CLARKSTON,” and HURON VALLEY STATE BANK, a Michigan Banking Corporation, hereinafter referred to as “BANK.”

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