0000926236-02-000052 Sample Contracts

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EXHIBIT 10(bl) January 23, 2002 Dorinco Reinsurance Company 1320 Waldo Avenue, Suite 200 Midland, Michigan 48642 Attention: David E. Chamberlain RE: Loan Agreement dated March 10, 1997, and amended by Amendment No. 1 executed August 14, 1998,...
Loan Agreement • March 28th, 2002 • Hallmark Financial Services Inc • Insurance carriers, nec

RE: Loan Agreement dated March 10, 1997, and amended by Amendment No. 1 executed August 14, 1998, Amendment No. 2 effective March 5, 1999 and Amendment No. 3 effective November 19, 1999 (as amended, the "Loan Agreement") between Hallmark Financial Services, Inc. ("Borrower") and Dorinco Reinsurance Company ("Lender")

to the GENERAL AGENCY AGREEMENT Effective: March 1, 1992
General Agency Agreement • March 28th, 2002 • Hallmark Financial Services Inc • Insurance carriers, nec

IT IS HEREBY AGREED, effective August 15, 1994, that all references in this Agreement to "Brokers General, Inc." shall be amended to read "American Hallmark General Agency, Inc., Dallas, Texas."

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