Exhibit 4.5 RightCHOICE MANAGED CARE, INC. NON-QUALIFIED STOCK OPTION AGREEMENT PURSUANT TO THE RightCHOICE MANAGED CARE, INC. NONEMPLOYEE DIRECTORS' STOCK OPTION PLAN This NON-QUALIFIED STOCK OPTION AGREEMENT (the "Agreement") is made as of the ____...Non-Qualified Stock Option Agreement • August 8th, 1997 • Rightchoice Managed Care Inc • Hospital & medical service plans • Missouri
